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新建康保险方案/THE NEW HEALTH INSURANCE SOLUTION书籍详细信息
- ISBN：9780470040218
- 作者：暂无作者
- 出版社：暂无出版社
- 出版时间：2007-01
- 页数：315
- 价格：130.50
- 纸张：胶版纸
- 装帧：平装
- 开本：暂无开本
- 语言：未知
- 丛书：暂无丛书
- TAG：暂无
- 豆瓣评分：暂无豆瓣评分
内容简介：
You no longer need a traditional employer plan to get good, affordable health insurance. The New Health Insurance Solution can help you cut your health insurance costs in half if:
You're self-employed, an independent contractor, or your employer doesn't provide health insurance (you can probably get coverage on your own for about $94/month—a fraction of what an employer would have to pay for the same coverage)
You are employed and pay extra to cover your spouse or children under your employer-sponsored plan—you may save 50% by taking them off your employer plan
You own a small business and are getting killed by double-digit premium increases—you can now give employees tax-free money to buy their own plans and get your company out of the health insurance business The book also explains in detail the best solutions for you if:
You can't find affordable health insurance because you or a child have an expensive preexisting medical problem (your state has a program to provide you with guaranteed coverage ) You're currently putting money into an IRA or a 401(k)—because you don't realize that an HSA is always a better option You're unsure how you or your parents will be able to afford health insurance during retirement, or how to maximize benefits from Medicare—including the new Part D pre*ion drug plan The New Health Insurance Solution is the definitive guide to the new ways every American can now get affordable health care—without an employer.
书籍目录：
Executive Summary: New Health Insurance Solutions for Individuals， Families， Self-Employed， and Businesses
Preface
Acknowledgments
PART I: How to Better Protect Your Family While Saving $5，000+ Each Year: Savvy and Affordable New Health Insurance Strategies
Chapter.1 You Are One Serious Illness Away from Bankruptcy: The Huge Gaps in Your Employer's Health Insurance Plan
Chapter 2 Why Buying Your Own Health Insurance Is Better， Cheaper， and Safer Than Your Company Plan
Chapter 3 Your Legal Rights to Health Insurance When You Lose Your Job or Change Jobs: ERISA， COBRA， and HIPAA
Chapter 4 How to Buy Your Own Log-Cost， High-Quality Health Insurance Policy
Chapter 5 The Best Options for Employees with a Good Company Plan: High Deductibles， Disability， Cafeteria Plans， FSAs， and HRAs
Chapter 6 Health Savings Accounts: Why You Should Fully Fund Your HSA before Putting Even $1 in Your IRA or 401 (k) ...and How to Build a $500，000+ HSA Nest Egg
Chapter 7 What to Do if You or a Family Member Has a Major Health Problem
Chapter 8 How to Get Affordable Medical Care When You Are Over 55: Early Retirement， Medicare， and Long-Term Care
Chapter 9 How to Save 10 to 75 Percent on Your Prescription Drugs
Chapter 10 How to Be a Smart Healthcare Shopper， Stay Healthy， and Keep the Savings
PART II: How Businesses Can Fix their Health Insurance Nightmare an Still Hire great Employees
Chapter 11 How Employers Can Save 50 Percent by Giving Employees Tax-Free Dollars to Buy Their Own Health Insurance: Defined Contribution Health Benefits
Chapter 12 HSA Plans for Employers: Why Every Employer Should Encourage Tax-Free Employee Contributions to HSAs
Chapter 13 HRAs for Employers: How to Use HRAs to Save $2，000 to $6，000 per Employee Each Year While Getting Your Employees Better Health Insurance Epilogue: The Future of Affordable Health Insurance in America-Who Wins and Who Lo ses?
Appendix AState-by-State Guide to Individual/Family Health Insurance Costs
Appendix BHow Americans Get Health Insurance Today...and What about the 45 Million Uninsured?
Notes
Index
About the Author
作者介绍：
PAUL ZANE PILZER is a world-renowned economist, a former advisor in two White House administrations, an entrepreneur/employer, an award-winning adjunct professor at NYU, and a New York Times bestselling author.
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书籍介绍
You no longer need a traditional employer plan to get good, affordable health insurance. The New Health Insurance Solution can help you cut your health insurance costs in half if: You're self-employed, an independent contractor, or your employer doesn't provide health insurance (you can probably get coverage on your own for about $94/month—a fraction of what an employer would have to pay for the same coverage) You are employed and pay extra to cover your spouse or children under your employer-sponsored plan—you may save 50% by taking them off your employer plan You own a small business and are getting killed by double-digit premium increases—you can now give employees tax-free money to buy their own plans and get your company out of the health insurance business The book also explains in detail the best solutions for you if: You can't find affordable health insurance because you or a child have an expensive preexisting medical problem (your state has a program to provide you with guaranteed coverage ) You're currently putting money into an IRA or a 401(k)—because you don't realize that an HSA is always a better option You're unsure how you or your parents will be able to afford health insurance during retirement, or how to maximize benefits from Medicare—including the new Part D prescription drug plan The New Health Insurance Solution is the definitive guide to the new ways every American can now get affordable health care—without an employer. PAUL ZANE PILZER is a world-renowned economist, a former advisor in two White House administrations, an entrepreneur/employer, an award-winning adjunct professor at NYU, and a New York Times bestselling author.
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